MAX PASHMAN, CFP®
Your priorities should be addressed by what's best for your needs rather than someone else's sales quota. Unfortunately, the traditional business model in the financial industry has failed to recognize this. Rather than jumping right into a client-facing role, Max decided to invest his time learning more about the financial sector. He worked for several successful teams that guided him towards the appropriate steps towards understanding the financial planning process over time. During his training, he assisted hundreds of households to get them closer to their financial goals and obtained his Series 7, 66, and life + health licenses.
By the time he gained the appropriate knowledge, he had started building his book of business and established a successful online presence to push financial education for his followers. While advising clients at One Wealth Management, Max had begun to understand how he truly wanted to create the best financial planning for his clients. He realized to serve his existing and upcoming clients better required transforming his business into an actual fiduciary model. After obtaining his CFP designation, he founded Pashman Financial as a fee-only company built on that promise.
Need help? Book a call at a time to suit your schedule
THE FINANCIAL BLUEPRINT
Cash Flow Management
At the heart of every financial plan is positive cash flow. We'll review your income and expenses to determine the necessary changes to maximize your cash flow potential. Identifying positive cash flow allows you to address the goals you disclose to us.
You've heard about diversification many times. Yet, it still holds today. In evolving markets, you need a portfolio optimized to match your time horizon and your liquidity needs. A combination of low-cost funds and tax-efficient allocation ensures your returns enhance your goals.
Retirement is a word thrown around with much negativity. The truth is everyone has an individual definition for it. Are you quitting altogether? Still working but want supplemental income? Based on what you want will determine the appropriate recommendation for you.
Did you know education inflation rises around 6%-7% every year? What are you doing today to prepare for such a hefty cost? We'll make sure you are allocating your dollars appropriately and taking advantage of every education perk available to minimize costs for yourself and your children down the line.
One of the most crucial aspects of understanding your finances is how much you are giving to Uncle Sam. Are you fully aware of the potential tax deductions, credits, and other consequences you may incur? We make sure that you are in the most cost-effective position for your investment strategy and your day-to-day life with your job and business.
Company equity. A complicated perk that has attracted many employees to choose a firm for their long-term commitment. But now you are ready to obtain them, what exactly do you do? The tax consequences of obtaining your shares should be exercised with caution depending on your current situation paired with your financial projections. With careful analysis, we'll determine the appropriate way to obtain your company shares while minimizing the tax consequences that will inevitably hit your way.
Real Estate Planning
Are you planning on buying your dream home? Or perhaps you're looking to sell it? Real estate holds unique tax perks that should be analyzed with care when making an executive decision. Even participation in real estate activities shouldn't be overlooked to ensure the appropriate tax advantages are utilized.
Debt creating a stressful life for yourself? You are not alone. Debt problems are typically the burden that holds people back from hitting their goals. We analyze your debt to ensure that you are utilizing the best interest rates, consolidating potential investments, integrating the appropriate repayment strategy, and reviewing ways to improve your credit score.
Insurance is easily one of the biggest headaches you'll ever incur in the financial world. We have previously been heavily involved in this industry, except now our advice is free of commissions. This means you do not need to worry about potentially overbuying a policy that's not in your best interest. We review your current individual policies, property & casualty, group benefits, and other insurance policies to determine how much protection you need to keep your finances intact should something happen.
It's amazing how overlooked this area is by most households. Many don't even have a simple will to determine where their money goes when they pass away. We ensure that if you are not there to provide, your assets are distributed with our requested direction, and your loved ones are taken care of. Life is too short to delay safety measures.
THE LATEST TECHNOLOGY
Our platform is designed to help you
Stop getting frustrated going through multiple hurdles to pull your information. XY Planning and Altruist partners provide our clients with the most up-to-date technology that's easy to access with clear and concise information readily available. Gone are the days where you had to call a 1-800 number and wait an hour for a one-minute question. Our technology makes it easier for our clients to access their accounts, more simple to understand and receive the attention they signed up for.
Client access portal
WHY HIRE US?
The Financial Blueprint gives you an easy one-pager with details to attend to all your needs but in a feasible way to digest it.
All fees are disclosed to you, built on you paying for a plan and not a hidden product to cross-sell you.
We have a proven record of helping thousands of social media followers make an impact on their finances. You get that one-on-one.
While financial professionals call themselves "fiduciaries," most don't do so in their business model. A fee-only approach ensures the highest standard of working in your best interest.
You aren't hiring just a boring advisor. You're hiring a financial planner that is monitoring you frequently along the way. You're bringing in a partner that is committed to being a team player.
Contact Max Pashman CFP®
10445 Wilshire Blvd Suite 301
Los Angeles, CA 90024
PASHMAN FINANCIAL, LLC (“Pashman Financial”) is a registered investment advisor offering advisory services in the State of California, Utah, and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by Pashman Financial in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption.